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      <image:title>AOX PUBLISHING - How Colombia’s pension system is integrating crypto - Make it stand out</image:title>
      <image:caption>Colombia’s pension funds are making crypto increasingly available to investors in a bid to widen the array of options available to them, making it one of the earliest adopters in Latin America of this asset class (Daniel Munoz/AFP via Getty Images)</image:caption>
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    <loc>https://www.help.mandatewire.com/aox-blog/d2hfann7nroe6xp4h37tvtxwirhyc2</loc>
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      <image:title>AOX PUBLISHING - How Sweden’s pension consolidation is leading to a change in investment approach - Make it stand out</image:title>
      <image:caption>Sweden’s pension system is going through a process of consolidation, which for some funds like AP2 means a change in investment approach (Nora Lorek/Bloomberg)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/p6ijx9rh557k6knj96813ugxuwce8u</loc>
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    <lastmod>2026-03-31</lastmod>
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      <image:title>AOX PUBLISHING - Investors advised to diversify credit portfolios as AI-related debt risks loom - Make it stand out</image:title>
      <image:caption>Matt Tickle, chief investment officer at Barnett Waddingham, says AI businesses globally have also begun issuing "meaningful amounts of debt and investment-grade credit", which could begin to crowd out the amount of capital available to other types of investors (Reuters/Dado Ruvic)</image:caption>
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    <loc>https://www.help.mandatewire.com/aox-blog/f3pj5eho7v83123nyk5jna0danitsq</loc>
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    <lastmod>2026-03-31</lastmod>
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      <image:title>AOX PUBLISHING - Pensions invested in Blue Owl funds say they have no concerns after gating - Make it stand out</image:title>
      <image:caption>Blue Owl Capital recently gated one of its direct lending funds but pension funds which have committed money to the company say they are not worried (Reuters/Brendan McDermid)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/l0466a5lv4ie39mjux73l07ochvvwy</loc>
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    <priority>0.5</priority>
    <lastmod>2026-03-24</lastmod>
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      <image:title>AOX PUBLISHING - SEC Chair to Institutional Investors: “Make IPOs cool again” - Make it stand out</image:title>
      <image:caption>Securities and Exchange Commission chair Paul Atkins has called on investors to back US equities (Anna Moneymaker/Getty Images)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/industry-voices-takeaways-from-the-pensions-uk-investment-conference-2026</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-24</lastmod>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/tension-at-the-heart-of-uk-government-pension-reforms</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-24</lastmod>
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      <image:title>AOX PUBLISHING - Tension at the heart of UK government pension reforms - Make it stand out</image:title>
      <image:caption>Border to Coast Pensions Partnership is considering how to provide local investment opportunities for member funds in the North of England, as well as throughout the rest of the country (Unsplash/Fred Tromp)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/tracking-the-rise-in-sovereign-wealth-funds</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-24</lastmod>
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      <image:title>AOX PUBLISHING - Countries scramble to reap benefits of sovereign wealth funds - Make it stand out</image:title>
      <image:caption>Governments are keen to replicate the success of Norway, whose sovereign wealth fund has grown to be the worlds largest (Michael Fousert/Unsplash)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/ubs93ky0rs2ij0bk1d0pzokbhelaua</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-17</lastmod>
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      <image:title>AOX PUBLISHING - Scrap the LGPS for a SWF? - Make it stand out</image:title>
      <image:caption>Reform UK’s deputy leader Richard Tice wants to transform the UK LGPS into a sovereign wealth fund (Christopher Furlong/Getty Images)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/nzam-relaunches-where-do-global-asset-managers-stand</loc>
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    <priority>0.5</priority>
    <lastmod>2026-03-17</lastmod>
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      <image:title>AOX PUBLISHING - NZAM relaunches: where do global asset managers stand? - Make it stand out</image:title>
      <image:caption>The NZAM initiative has relaunched without the expectation that managers work towards cutting carbon emissions from portfolio investments by 2050 (Unsplash/Karsten Würth)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/9k192il5oembkzg3brga2jmp211j9x</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-18</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/1773669659287-NW9PWSC2TXNQMOCI514L/unsplash-image-jeF-vyxytb4.jpg</image:loc>
      <image:title>AOX PUBLISHING - “Private credit markets are not optional, they are necessary”: The stakeholders holding firm on private credit despite bubble fears - Make it stand out</image:title>
      <image:caption>Bank of England governor Andrew Bailey is among those worried about defaults within the private credit space (Unsplash/Robert Bye)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/e3d8i9wmy8vqqwtervu7qr6s5463h3</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-17</lastmod>
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      <image:title>AOX PUBLISHING - Making British pensions Canadian - Make it stand out</image:title>
      <image:caption>The British pension system is trying to reconfigure itself with a more Canadian flavour (Unsplash/Erik Mclean)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/are-dutch-pension-funds-warming-to-indirect-crypto-not-entirely</loc>
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    <priority>0.5</priority>
    <lastmod>2026-03-11</lastmod>
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      <image:title>AOX PUBLISHING - Are Dutch pension funds warming to indirect crypto? Not entirely - Make it stand out</image:title>
      <image:caption>The sharp rise in indirect crypto holdings among Dutch institutions is not caused by a sudden burst of investor enthusiasm but rather mostly by a rise in value of the underlying crypto assets (Unsplash/Traxer)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/66n155qtr31mtblvc8kqc8stk9b5ja</loc>
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    <priority>0.5</priority>
    <lastmod>2026-03-10</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/1773063758746-KHW8JVOMNFPIBO0RSD1K/unsplash-image-BXXYZ4HtGxU.jpg</image:loc>
      <image:title>AOX PUBLISHING - Bitcoin as a Public Investment: The Texas Treasury’s Watershed Bitcoin Commitment - Make it stand out</image:title>
      <image:caption>Texas has become the first US state to invest in bitcoin (Unsplash/Enrique Macias)</image:caption>
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  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/jbdpcb7ybnin6mn22777rk0zzm062j</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/1773072440169-B0FWYASDOIT01XF3FP0O/unsplash-image--0xMiYQmk8g.jpg</image:loc>
      <image:title>AOX PUBLISHING - AI’s capex surge tests investor discipline: ‘I’m more interested in picks and shovels than the gold mine’ - Make it stand out</image:title>
      <image:caption>institutional investors question whether AI-driven investment returns reflect durable growth (Unsplash/Mohamed Nohassi)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/3o8fys066ck9ekizuw9cvoqtyxkccu</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/1773061083616-3Y62OGLNYMFTYPXWGXIS/unsplash-image-7Fsc9TKKowE.jpg</image:loc>
      <image:title>AOX PUBLISHING - BCPP to shake up global equity manager selection - Make it stand out</image:title>
      <image:caption>Border to Coast Pensions Partnership is to take a different approach to equity manager selection as it eyes a rise in its assets under management (Unsplash/Karl Moran)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/ec5lcvxq8gjhiewaexeyfjnh84l7vp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/c9717267-66f7-46ee-96b8-0fa2ccb3ad26/2018-05-30T105014Z_1922448158_RC1DF40405D0_RTRMADP_3_ITALY-POLITICS.jpg</image:loc>
      <image:title>AOX PUBLISHING - How Italy’s biggest banking foundations invest - Make it stand out</image:title>
      <image:caption>There are 85 bank foundations in the Italian charity sector, 12 of which each hold more than €1bn in assets, and they are making efforts to move towards larger, more efficient management structures using multi-asset and strategic mandates (Reuters/Tony Gentile)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/k98fbj8bcqr0ffr8ajl8wz1hgxlem6</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/d16f57b7-e76f-4dae-824b-2c69400cbb1f/5bf7c464abed4461a75af9b781950aff.jpg</image:loc>
      <image:title>AOX PUBLISHING - US tax proposals introduce uncertainty for sovereign wealth funds - Make it stand out</image:title>
      <image:caption>A proposed change to US tax regulations which could shake billions of dollars in investment assets held by sovereign wealth funds (AP Photo/Alex Brandon)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/wvc419asd6bnx187aynax0603u88fu</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/f2a58fea-0fce-46f4-90ec-0fda9a83bf6c/450697905.jpg</image:loc>
      <image:title>AOX PUBLISHING - Calpers CIO sets out progress on total portfolio switch - Make it stand out</image:title>
      <image:caption>Calpers chief investment officer Stephen Gilmore explains to AOX what stage the $563bn pension fund is at in its transition to the total portfolio approach and how it is handling some of the potential risks (Kena Betancur/Bloomberg)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/66g8f3sotdy0y5j4k8vvukqtlvc7qm</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-03</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/a46ad360-d7d4-4a77-9826-033196d74320/dGFnOnJldXRlcnMuY29tLDIwMjY6bmV3c21sX1JDMlJQSkFTODBFQToyMTkyNjA4Nj</image:loc>
      <image:title>AOX PUBLISHING - What should asset owners really be worried about over private credit? - Make it stand out</image:title>
      <image:caption>The boom in demand for private credit has led to an influx of asset managers into the sector, and a growth in the number of funds available to asset owners - which is what concerns Mercer’s Niall O’Sullivan (Reuters/Carlo Allegri)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/6h0vgvitdj2dl1hode2p4dkl94uo1b</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/9aef318e-26bb-44dd-aa3e-19e768d3f366/MKTbriefing_EuropeMkts_2.jpg</image:loc>
      <image:title>AOX PUBLISHING - What are the new power groupings in global investment? - Make it stand out</image:title>
      <image:caption>Institutional investment is becoming increasingly polarised, with pension funds now dominating in North America while sovereign wealth funds are becoming more prominent in Europe and the Middle East. Armed with considerable resources, these investors are diving into private markets globally, including financing the energy transition.</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/jfj34y5bzbkffiaalfus48y20qqgmh</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-24</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/cf46487b-9b46-450e-b31b-ec3154612ebd/pexels-rdne-8580783.jpg</image:loc>
      <image:title>AOX PUBLISHING - To what extent do pensions invest domestically? - Make it stand out</image:title>
      <image:caption>Given the rising tide of economic nationalism, is there anything we can learn from the extent to which pensions around the globe invest in their national economies? Perhaps there is.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/r04chejmj9tffm97crvlpxs7n4mjkt</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/4a64d709-2667-4ebe-9ef4-099a17a183cb/Wall111111.jpg</image:loc>
      <image:title>AOX PUBLISHING - Is the growth of continuation vehicles good for asset owners? - Make it stand out</image:title>
      <image:caption>The use of continuation vehicles, which involve private equity managers selling expiring assets to themselves in a new package, has been soaring and some asset owners have been buying into it. What are the risks?</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/british-pensions-feel-government-pressure-over-pooling</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/078e3480-6bcd-422f-9192-3d6e18dd8991/445068529.jpg</image:loc>
      <image:title>AOX PUBLISHING - British pensions feel government 'pressure' over pooling - Make it stand out</image:title>
      <image:caption>Two of Britain’s local government pension scheme funds explain why they felt ‘soft government pressure’ to join a pool which was not their first choice (Jose Sarmento Matos/Bloomberg)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/ze05bamsr4eq7ro6dcqrmftbe1o46t</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/3fcf83bd-134e-4bba-a5db-99039ef39bfa/433499985.jpg</image:loc>
      <image:title>AOX PUBLISHING - Ivy League endowments have killed the Yale Model. So what comes next? - Make it stand out</image:title>
      <image:caption>Ivy League endowments used to follow the ‘Yale Model’ of investing heavily in private assets. But this model’s success has undermined its ability to provide good returns, which has triggered a divergence among these eight funds (Sophie Park/Bloomberg)</image:caption>
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  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/19rgppgrtk9cegjsrnh2iq6d56cy51</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-17</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/1ac5f983-f809-4345-ab42-dfb7ea1489ae/PL_17246612.jpg</image:loc>
      <image:title>AOX PUBLISHING - Could a total portfolio approach spell opportunity for active asset managers? - Make it stand out</image:title>
      <image:caption>Interest in asset allocation frameworks such as the total portfolio approach is gathering pace, with proponents including Calpers and the Canada Pension Plan Investment Board. While this enthusiasm could open the door to a larger role for active management, such strategies require governance structures and investment expertise currently only available to the largest investors (Reuters/Max Whittaker)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/9d3mjw0tk1rogw9rfdub263yez5b75</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-05</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/54ce602b-5fe9-4adf-bc6d-245f5ca38ec3/abu_dhabi_PRINT.jpg</image:loc>
      <image:title>AOX PUBLISHING - New Abu Dhabi wealth fund signals 'supercharged' approach - Make it stand out</image:title>
      <image:caption>The universe of Abu Dhabi sovereign wealth funds is being shaken up by a new player, L’imad, which analysts say signals “the start of a supercharged private equity-style sovereign wealth fund that will proceed with a global reach”</image:caption>
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  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/k88cl257g16gmw8tejhuhppy9s4yks</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-17</lastmod>
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      <image:title>AOX PUBLISHING - What should asset owners do about the 'retailisation' of private assets? - Make it stand out</image:title>
      <image:caption>Fraz Siddiqui, chief financial officer of the Abu Dhabi Investment Council, said the trend towards the retailisation of private assets was something asset owners would need to accept and work around</image:caption>
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  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/ayzdi5piucgwj4pq8mjksdn42pukpf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/bbcc9e74-2ed0-4fc2-8e6d-84b901b1618f/1f68984c99c148a985e28d1bd9e7ca40.jpg</image:loc>
      <image:title>AOX PUBLISHING - Congress’s ESG pension plan has a major flaw - Make it stand out</image:title>
      <image:caption>The US Senate is considering an anti-ESG retirement bill which will force funds to only consider financially material questions when they pick their investments. But it may not stop even some of the deepest red states from making investments in green technology (AP Photo/J Scott Applewhite)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/trfqjdopi7j5lr3i0q1v19srmlvxfs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/d3d01e02-b1ed-4068-8e61-024bcd822c8c/2024-10-10T154550Z_1810340749_RC2SFAA3GI7W_RTRMADP_3_IRELAND-DAILYLIFE.jpg</image:loc>
      <image:title>AOX PUBLISHING - Ireland's sovereign wealth fund powers tech boom - Make it stand out</image:title>
      <image:caption>Ireland is eager to take advantage of its new-found economic solvency and is using its £20bn sovereign wealth fund to actively invest in its tech sector (Reuters/Clodagh Kilcoyne)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/m14y9l6d4crxjrlld9gxr4z6x4ly58</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/841d1901-be16-4331-b87f-95ef5ca24472/444498489.jpg</image:loc>
      <image:title>AOX PUBLISHING - Mid-sized managers must ‘scale or fail’ as asset owners increasingly look for bigger partners - Make it stand out</image:title>
      <image:caption>Fund management companies which are mid-sized may find themselves in “no man’s land” where they are not small enough to be nimble but not big enough to compete against the industry behemoths (Jose Sarmento Matos/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/z1rv0l5a8e2gmdxtl9my59jshte2q0</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/708eb3e6-1d3c-487a-89c5-44ac42d4f0b3/dGFnOnJldXRlcnMuY29tLDIwMjU6bmV3c21sX1JDMlpRSEFQVlRRUzoxODMyMTM5ODA5.jpg</image:loc>
      <image:title>AOX PUBLISHING - What are consultants advising clients to do about AI? - Make it stand out</image:title>
      <image:caption>Some of the largest consultants in the market tell AOX what they are advising their clients to do to address market concentration in the US and the high valuations of tech stocks due to the AI boom (Reuters/Toby Melville)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/zx3alftuals1p27kb8acyahfhq70d5</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/83f8a069-f92c-4aef-9c28-37af7370d835/tagreuters.com%2C2023newsml_RC2XMY9GO8GV+%283%29.jpg</image:loc>
      <image:title>AOX PUBLISHING - Why Brazil’s wealthiest families shun investment abroad - Make it stand out</image:title>
      <image:caption>A potentially contentious election is looming in Brazil but the country’s wealthiest families are largely keeping their money invested domestically, according to the head of wealth management at BTG Pactual, Latin America’s largest investment bank (Reuters/Amanda Perobelli)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/km5a1t3unzymzapd9vxf62q0ypdvwp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/fa9b11eb-ebb2-4e22-8d81-67dd9fa5e68d/dGFnOnJldXRlcnMuY29tLDIwMjY6bmV3c21sX1JDMkNBSkFIWFRFNDoxNjM2ODcyNTM2.jpg</image:loc>
      <image:title>AOX PUBLISHING - Azerbaijan’s state oil fund has a 38% exposure to gold. Could that pose a problem? - Make it stand out</image:title>
      <image:caption>The $73bn State Oil Fund of the Republic of Azerbaijan, or Sofaz, has increased its exposure to gold from 12 per cent in 2023 to 38 per cent now. That has been a boon with the price of gold rocketing, but could that pose a problem? (Reuters/Angelika Warmuth)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/5tnwcybcxq5hqkvr145ueqcdqpbpsy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/bcbadfd7-cfb1-4c4a-9949-9f7f6a58b88e/GettyImages-1055287948.jpg</image:loc>
      <image:title>AOX PUBLISHING - Caribbean island to set up sovereign wealth fund with proceeds of AI boom - Make it stand out</image:title>
      <image:caption>The Caribbean island of Anguilla has made millions by selling its .ai domain to artificial intelligence companies. Now it is putting that money to good use. (Cedick Isham Calvados/AFP via Getty Images)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/oeoim2plmlvvrikee3mnb89se9lxf3</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/2a55aa47-36f7-4a99-926f-498463253584/shutterstock_editorial_British_pound_at_four_year_hig_16483189b.jpg</image:loc>
      <image:title>AOX PUBLISHING - UK DC investors seeking bespoke private markets LTAFs - Make it stand out</image:title>
      <image:caption>Defined contribution schemes in the UK are becoming more confident in seeking returns away from public markets, according to LCP (Andy Rain/EPA/Shutterstock)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/0z6lgumfrbdiv941va3r43lkdcs1f7</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/a3e932a7-28a2-4779-8872-886f012322eb/324914891_1-4.jpg</image:loc>
      <image:title>AOX PUBLISHING - Norwegian pension fund begins real-estate shake-up - Make it stand out</image:title>
      <image:caption>By the Norwegian Government Pension Fund’s own admission, its peers have adapted to changes in the real estate investment market much better than it has. So now it is shaking things up (Carina Johansen/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/l3i8yxtn742fckrn2rqocdnfb5zs5a</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/46e2658d-e5ed-4d69-8a73-964b8356e7a2/dGFnOnJldXRlcnMuY29tLDIwMjY6bmV3c21sX1JDMjc1SkExVkY5UToxNzUwMDAzNzQ0.jpg</image:loc>
      <image:title>AOX PUBLISHING - European stocks poised for growth but US rhetoric over Greenland dents optimism - Make it stand out</image:title>
      <image:caption>European equities have been unsettled by escalating tensions between the US and several European countries over Greenland but there are other issues which dent optimism, including the lack of innovative tech businesses (Ritzau Scanpix/Mads Claus Rasmussen via Reuters)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/g6ixm627upsp1dv6txgmu1dh6sr0m0</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/d590f2d0-4b77-4ec8-9db2-d007fcb6a3af/dGFnOnJldXRlcnMuY29tLDIwMjU6bmV3c21sX1JDMlE3SEFLSkE5Mzo0NzM4NTA3MT</image:loc>
      <image:title>AOX PUBLISHING - Why asset owner investment in commodities may be ‘self-defeating’ - Make it stand out</image:title>
      <image:caption>We seem to be living through a boom time for commodities, with the price of gold breaking the $5,000 barrier for the first time. But as commodity markets become dominated by institutional investors, this may have unintended consequences (Reuters/Hiba Kola)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/qutfpz1dxkvn9qi93qh941h4e5x3wq</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/3489759e-bf24-4791-826e-7fa453cec9e2/Germany_Zoo_10682.jpg</image:loc>
      <image:title>AOX PUBLISHING - How is the ‘jumbo’ level of pension buyouts affecting how insurers invest? - Make it stand out</image:title>
      <image:caption>PwC expects 2026 to be a “jumbo” year for pension buyouts in the UK asset owner space, with more than £50bn of transaction volumes forecast. But how is that changing the way insurers, on the other side of the transaction, invest? (Kira Hofmann/dpa via AP)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/k0wd363z9d1av6q1si3p830mpaan6c</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/07b02d04-e17a-4e13-ab87-4bcbfda3fa3f/AP25122493672354.jpg</image:loc>
      <image:title>AOX PUBLISHING - Wealthy families increasingly relying on external managers for ‘fast-growing asset classes’ - Make it stand out</image:title>
      <image:caption>According to new research from Standard Chartered Private Bank, which surveyed more than 300 ultra-wealthy families globally, nearly seven in 10 (69 per cent) are using an "institutional" approach to investment decisions rather than taking a "personal" approach to family affairs (AP Photo/Vincent Thian)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/yfij0l3a422vpcr7e8esbei8nr52mo</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/befd8277-4939-440d-aaa5-3d07bfa9e38a/430892675.jpg</image:loc>
      <image:title>AOX PUBLISHING - How many mandates has BlackRock lost due to ESG? - Make it stand out</image:title>
      <image:caption>BlackRock lost several high profile mandates during 2025 because of its supposed lack of commitment towards ESG. So we look at the numbers and see how much of a problem it is proving for the world’s largest asset manager. (Bing Guan/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/jvbnpywm46am6fzup9npb90g9pucgb</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/9ea3a721-1e06-4d98-a4a9-553c541df78d/42d4b011237f4c149fbb76c41f9687d3+%282%29.jpg</image:loc>
      <image:title>AOX PUBLISHING - Canada wants its pension funds to invest domestically. Will that undermine the ‘Maple 8’? - Make it stand out</image:title>
      <image:caption>Canadian prime minister Mark Carney won last year’s election in part due to economic nationalism in response to US tariffs. But is this the right approach to the country’s widely-respected pension funds? (Justin Tang/The Canadian Press via AP)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/c900yivkoqz8zgustti4t77yyp1pfj</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/41b7249d-3716-4be2-90b7-2193343491e1/390005591+%281%29.jpg</image:loc>
      <image:title>AOX PUBLISHING - Scottish pension fund takes Federated Hermes to court over ‘existential gamble’ on wind farms - Make it stand out</image:title>
      <image:caption>Aberdeen City Council is taking Federated Hermes to court over an investment in Swedish wind farms which, it alleges, lost $117mn or 83 per cent of the total investment (Emily Macinnes/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/yymnm5rdc3pdechvplvg98n8x3aj06</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/b1e36209-0fdd-43cd-8b7b-fab71f30cf32/2256660899.jpg</image:loc>
      <image:title>AOX PUBLISHING - Danish pension fund sells off US Treasury holdings - Make it stand out</image:title>
      <image:caption>The $25bn AkademikerPension fund is selling off its US Treasury holdings, a decision it insists is rooted in the American government’s “poor” finances rather than geopolitics (Jonathan Nackstrand / AFP via Getty Images)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/kx26vhy0rqkij89547y4pwhf7sd4mn</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/8a57b6f7-cedc-4d3b-8e19-7c2915308184/2254468186.jpg</image:loc>
      <image:title>AOX PUBLISHING - Debate over US tech concentration fuels demand for multi-factor equity strategies - Make it stand out</image:title>
      <image:caption>European asset owners are grappling with the “concentration risk” in portfolios towards US technology and AI businesses in the S&amp;P 500 (Idrees Mohammed/AFP via Getty Images)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/0c9hu2vb990yayl10zv0seeebpg7yc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/a18f0918-d631-408c-8e46-e5eb1b992d28/77112adc450444998cd6846fca8a3c1c.jpg</image:loc>
      <image:title>AOX PUBLISHING - Why are US asset owners investing in sports? - Make it stand out</image:title>
      <image:caption>The NFL recently opened-up minority stake ownership in its teams to institional investors, which has prompted some asset owners to dip their toes into the sport. What’s the thinking behind asset owners getting involved in sport? (AP Photo/Derik Hamilton)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/pzr5n5rq80eatp06jrt5g6rve6b46j</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/20f07c16-22f4-4988-ba40-b08402888f7f/RTS38XPO.jpg</image:loc>
      <image:title>AOX PUBLISHING - ‘Forced’ pooling of pensions goes down badly in England and Wales - Make it stand out</image:title>
      <image:caption>UK local government pension schemes are being ‘essentially forced’ to pool their management ahead of the April 1 deadline - but not everyone is happy about it (Reuters/Guglielmo Mangiapane)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/s1xi84mp8ydyygiu774yu54uy6thj5</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/d49521b4-e6a9-43c1-bb85-688445c5794e/2255428237+%282%29.jpg</image:loc>
      <image:title>AOX PUBLISHING - Wellcome Trust CIO on avoiding concentration and the risks of the growing private equity market - Make it stand out</image:title>
      <image:caption>Fabian Thehos, the co-chief investment officer of the Wellcome Trust, has warned about the growing level of concentration in the US market - particularly around tech - and he explains to AOX what the trust is doing about it (Angela Weiss/AFP)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/87z6garlqhgrhfa37ahrgi9he18vzc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/22f926fb-ed80-4c82-b58c-46ca8ea3f6e0/404184307.jpg</image:loc>
      <image:title>AOX PUBLISHING - How European regulations are transforming family offices - Make it stand out</image:title>
      <image:caption>Evolving governance requirements around private transactions, such as the EU’s 2024 package of anti-money laundering regulations, are steering families towards more institutional investment practices (Simon Wohlfahrt/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/70zncpodii2nst4dsh8zy8u7qp89c4</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/fc98c343-fbf9-4b8f-8305-44c8b44391cd/440928727.jpg</image:loc>
      <image:title>AOX PUBLISHING - European asset owners look to Korea and Taiwan amid wider EM diversification push - Make it stand out</image:title>
      <image:caption>China, Taiwan and South Korea have driven the MSCI Emerging Markets index to deliver double-digit returns and outpace the MSCI World index which has prompted European asset owners to look at these opportunities (SeongJoon Cho/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/q3pwg8l53m34n0mfrydmgf9pfpwld3</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/3459fa33-4128-4545-918c-edb654517d06/2024-12-10T201500Z_1500339386_MT1ABCPR000YF4G92_RTRMADP_3_ABACA-PRESS.jpg</image:loc>
      <image:title>AOX PUBLISHING - Are defence stocks an ESG asset now? - Make it stand out</image:title>
      <image:caption>A combination of Donald Trump’s pestering and nervousness about America’s reliability as an ally - including concern Greenland might follow the fate of Venezuela - has prompted European nations to increase the amount they spend on defence. Does that mean asset owners view defence as an attractive investment opportunity? And could it even be defined as an ESG asset? (Rodger Mallison/Fort Worth Star-Telegram/TNS)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/how-have-allocations-changed-among-the-biggest-asset-owners</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/8559bd43-e730-4402-aa14-ce22abf6af76/445609900.jpg</image:loc>
      <image:title>AOX PUBLISHING - How have allocations changed among the biggest asset owners? - Make it stand out</image:title>
      <image:caption>Around the world, asset owners are finding alternatives increasingly attractive, with one exception: North America, where fixed income is increasingly the flavour of the month (Michael Nagle/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/2aw24yky4jt4mnzt0ofmr0ctjm4lae</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/be9f0c5c-bbb4-456b-9910-b98af938f854/PD_5201734.jpg</image:loc>
      <image:title>AOX PUBLISHING - What can Australia and the Netherlands teach us about pension consolidation? - Make it stand out</image:title>
      <image:caption>As the UK government pushes for pension scheme consolidation, dreaming of economies of scale and a dearth of domestic private investment, we look at the Netherlands and Australia for clues as to what that might look like (Reuters/Michael Kooren)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/7rubxa9a45wtd7ywtq9i86oe1bn2fd</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/38af0679-5167-48fa-810a-c81572ce0004/1fb4d56a34734fa3a4333df6a9811b14.jpg</image:loc>
      <image:title>AOX PUBLISHING - New York City’s tussle with BlackRock over ESG turns ugly - Make it stand out</image:title>
      <image:caption>Outgoing New York City comptroller Brad Lander has told the city’s pension systems to fire BlackRock over its climate track record. This has not gone down well with the world’s largest asset manager (AP Photo/Yuki Iwamura)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/l4ps84tr0pe1vs9t0h8pej74h1jz7y</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/c6cc175f-3c18-47bb-b974-a5360ece9e70/dGFnOnJldXRlcnMuY29tLDIwMjU6bmV3c21sX1JDMjJQR0FZU09KNjoxNDMzNDMxMTM2.jpg</image:loc>
      <image:title>AOX PUBLISHING - UK regulator publishes proposals to regulate crypto - Make it stand out</image:title>
      <image:caption>The UK’s Financial Conduct Authority has published proposed rules on cryptoassets which it says are the most comprehensive regime globally (Reuters/Dado Ruvic/Illustration)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/nmjpwr6t6tw34iqz51156sxpc37xvr</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/ec2f71c3-242d-4570-ab5f-1c7846fe621f/438702104.jpg</image:loc>
      <image:title>AOX PUBLISHING - Infrastructure proves attractive for European investors as inflows hit $8.8bn in Q3 - Make it stand out</image:title>
      <image:caption>The growing need for green infrastructure in the UK and across Europe is driving large-scale investors like Norway’s Government Pension Fund Global and the Australian-owned IFM Investors into projects - with family offices also joining the party (Chris Ratcliffe/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/who-if-anyone-is-still-buying-hedge-funds</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/ab1ba541-4f0d-4fce-814d-b2ef9d0432f9/dGFnOnJldXRlcnMuY29tLDIwMjU6bmV3c21sX1JDMjc5SUFBTTczTDoxNTQ5NjM3MD</image:loc>
      <image:title>AOX PUBLISHING - Who, if anyone, is still buying hedge funds? - Make it stand out</image:title>
      <image:caption>Appetite for hedge funds has been strongest among European asset owners, so far in 2025, while those in other regions seem less keen (Reuters/Yves Herman)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/u5qujbhqb5wkgtczxs064m36l6r9tz</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/837bdaae-fe85-4ed5-9b3e-115d90e0e0da/RTS1UCB7.jpg</image:loc>
      <image:title>AOX PUBLISHING - Brazil’s wealth managers turn defensive as family offices abroad double down on risk - Make it stand out</image:title>
      <image:caption>Brazil’s family offices are moving in the opposite direction of their North American peers. While US investors pile into private credit and AI-driven growth, Brazilian wealth managers are building buffers, expanding exposure to fixed income, tax-exempt bonds, and government bonds (Reuters/Nacho Doce)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/0a95u4crqnpktpzoazutbkskzjqubn</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/8f365a2f-ba71-478d-a34c-075ad9edd662/dGFnOnJldXRlcnMuY29tLDIwMjU6bmV3c21sX1JDMkFFSEFNQ1hPUjo1MjQ2NzU2NT</image:loc>
      <image:title>AOX PUBLISHING - Are private Reits 'hotel California' for US asset owners? - Make it stand out</image:title>
      <image:caption>Many US asset owners are crowding into sectors which have seen strong demand: medical offices, self-storage and care homes and are wary of traditional office space (Reuters/Kevin Coombs)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/do-asset-owners-think-we-are-in-an-ai-bubble</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/b0c506cc-6a19-47e3-9200-79153bd49a95/dGFnOnJldXRlcnMuY29tLDIwMjU6bmV3c21sX1JDMktFR0FWSUVMU</image:loc>
      <image:title>AOX PUBLISHING - Do asset owners think we are in an AI bubble? - Make it stand out</image:title>
      <image:caption>Nvidia, which makes the chips which power AI and is at the forefront of the boom, has seen its share price go up 290 per cent over the past two years, leaving most market indices in the dust. So does that mean a bubble is forming? (Reuters/Dado Ruvic/Illustration)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/mgxwvm2i6mmd4diuo1ggfcxs5zyo8o</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/2304a8fa-fd6e-4d03-a8bd-3cdef33ce27f/GILTS.jpg</image:loc>
      <image:title>AOX PUBLISHING - What happens as DB pensions unwind the ‘frightening’ amount of gilts they own? - Make it stand out</image:title>
      <image:caption>Steve Hodder, a partner at LCP, said the proportion of the gilt market owned by defined benefit schemes was “quite frightening” - particularly given the number of DB schemes closing and the large amount of buy-out activity (FT montage/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/xsn7xw0axwb05phlmg8yk3l9mvvhs7</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/29006f32-a7e7-4a60-a9fa-79adceded13b/455ad54c3f044600b3bd028820d37148.jpg</image:loc>
      <image:title>AOX PUBLISHING - Did COP30 move the dial for climate finance investment by asset owners? - Make it stand out</image:title>
      <image:caption>According to Antonina Scheer of the Transition Pathway Initiative, one of the big wins of the COP30 summit was the lack of backsliding on climate finance after the US pulled out of the Paris Agreement (AP Photo/Joshua A Bickel)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/charities-feeling-financial-squeeze-demand-more-proactive-asset-management</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/8bfcecee-faaf-47e6-b65a-7cd599c3f6b2/pexels-cottonbro-5875701.jpg</image:loc>
      <image:title>AOX PUBLISHING - Charities feeling financial squeeze demand more proactive asset management - Make it stand out</image:title>
      <image:caption>Increasing running costs, turbulent global markets and declining voluntary incomes are putting charitable organisations under more financial pressure than ever, driving them to rethink the role of their investment portfolios</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/e35uh9l5ykqebs5q76wxn9wf5hx6xk</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/4b654bbd-3a3b-47a1-bb3b-458f76ccd1d4/PB_956324.jpg</image:loc>
      <image:title>AOX PUBLISHING - Will more asset owners consider emerging market debt? - Make it stand out</image:title>
      <image:caption>State Street has described the current environment as a “Goldilocks” scenario for emerging market debt with the US dollar in a slump and the Federal Reserve expected to cut rates (Reuters/Ricardo Moraes)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/yymdxbegpnbs9ci5m97qh4a1swforx</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/aee08d20-933e-4269-af96-67770f17dfaa/shutterstock_editorial_Saint_Auban_solar_power_plant_15370757k+%281%29.jpg</image:loc>
      <image:title>AOX PUBLISHING - Large UK pension pulls more money from State Street over ESG - Make it stand out</image:title>
      <image:caption>People’s Pension, which runs £38bn in assets, is aiming to align its investments with the Paris Agreement goal of keeping global warning below 1.5C but some US asset managers are pivoting away from ESG investments (Sebastien Nogier/EPA-EFE)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/ibxsrofucdjckuqwyuhiem54j1rxyk</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/1764006331814-YPLQ13HT4IYOMW2LEA5O/unsplash-image-4fSxGPSLNH4.jpg</image:loc>
      <image:title>AOX PUBLISHING - Investment managers with good governance procedures and focus on value will thrive in new DC landscape - Make it stand out</image:title>
      <image:caption>Defined contribution master trusts have until 2030 to scale their default strategies to £25bn (Markus Winkler/Unsplash)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/x4w965ph07hrnwchrosbuf3z76ilsr</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/1764004033799-YW5OJFQ0XXT075C42EIF/unsplash-image-z0d5mXs-lI8.jpg</image:loc>
      <image:title>AOX PUBLISHING - Active to passive manager switch creates emissions concerns - Make it stand out</image:title>
      <image:caption>Northern Irish local government pension scheme’s recent switch to a passive emerging market equity mandate has caused a spike in its scope 1 and 2 emissions (Sean Kuriyan/Unsplash).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/9hxpz0en8rya9aphmwircme1h6xet4</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/1764004899869-CNHDXIN5I2FMLXECMRLM/unsplash-image-MMJx78V7xS8.jpg</image:loc>
      <image:title>AOX PUBLISHING - All the cool kids are investing in… natural capital? - Make it stand out</image:title>
      <image:caption>Natural capital investments, such as forestry, can achieve strong risk-adjusted returns, according to Nest’s head of infrastructure Stephen O’Neill (Steven Kamenar/Unsplash).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/slv6mstn0h63ychb4zpn3exe5udabs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/1763994147457-SPUGY1OLP14EH8OMN64Q/unsplash-image-rUm2As_G72Y.jpg</image:loc>
      <image:title>AOX PUBLISHING - Recent defaults heighten suspicion around private credit - Make it stand out</image:title>
      <image:caption>The Bank of England is among those that have expressed concern over the risk of default within private credit (Francais a Londres/Unsplash).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/qcwbzide8xwc467ojsbolkfdan5e5r</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/a25d0237-ea16-43f5-8f0d-f36eca897ef8/2016-08-15T001951Z_2047967864_RIOEC8F00X1W5_RTRMADP_3_OLYMPICS-RIO-ATHLETICS-M-100M.jpg</image:loc>
      <image:title>AOX PUBLISHING - Charities team up to run ESG ‘Olympics’ - Make it stand out</image:title>
      <image:caption>The Friends Provident Foundation is partnering with five other charities to encourage investment managers to compete over a $66mn portoflio which prioritises social and environmental impact (Reuters/Kai Pfaffenbach)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/eksn81mztju3b9cfw3gpv9nnn6cgel</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/80fc962d-ff86-40e3-a73a-b9b60a040e41/dGFnOnJldXRlcnMuY29tLDIwMjU6bmV3c21sX1JDMlE5REFYVjlZM</image:loc>
      <image:title>AOX PUBLISHING - How to make pensions Canadian - Make it stand out</image:title>
      <image:caption>The first chief executive of the Ontario Teachers’ Pension Plan told AOX forcing funds to invest in their domestic economy usually results in ‘suboptimal’ returns (Reuters/Amber Bracken)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/jd1hpt13rpecmzttd4u5rvqlqtsh7p</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/666721e9-d5ad-4b8a-9e36-37363de11a5b/Screenshot+2025-11-17+102053.png</image:loc>
      <image:title>AOX PUBLISHING - Multi-employer whole-of-life CDC predicted to lead next phase of UK pension innovation - Make it stand out</image:title>
      <image:caption>The Royal Mail Collective Pension Plan — the UK's first CDC scheme — launched in October 2024 (Graeme Robertson/Getty Images)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/j9q5gboxeguymgwumbtgunc46cy2gg</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/aa3c25a4-f601-440e-a879-d2a2e35fb4f3/dGFnOnJldXRlcnMuY29tLDIwMjU6bmV3c21sX1JDMlVWSEE2M0tMWToxMzc2ODA4MTI0.jpg</image:loc>
      <image:title>AOX PUBLISHING - Will hegemony of US equities continue? - Make it stand out</image:title>
      <image:caption>Donald Trump says the US has financed Europe for too long but with many portfolios skewed towards North American equities, the reverse might also be true. Can this continue? (Reuters/Jonathan Ernst)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/zz4bl9z21mqmayyp8mo9y6kd3h310x</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/81d7e6d9-3eed-4881-94e6-ca8ce4fc6329/13322276+%282%29.jpg</image:loc>
      <image:title>AOX PUBLISHING - Council leader explains how Reform UK will shake up pension - Make it stand out</image:title>
      <image:caption>The leader of Derbyshire County Council, which is now controlled by the right-wing populist Reform UK, tells AOX why they are shaking up how the pension scheme he now controls is invested (EPA/Neil Hall)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/5qzeu8vf7y9dq2be6swaf0sump8123</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/3284bf5d-784b-4aae-bdf8-56c138e3a769/435765502.jpg</image:loc>
      <image:title>AOX PUBLISHING - European asset owners eye 'standalone' India equity mandates with caution - Make it stand out</image:title>
      <image:caption>India’s National Stock Exchange has been boosted by several large IPOs such as Tata Capital and LG Electronics. This has boosted Indian equity markets and encouraged investors to consider increasing their exposure to the county (Dhiraj Singh/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/6i3vz2vphi10l46wxvyvot6tbyiln7</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/1f014080-044a-481c-93dc-a404296093c9/Dan-Mikulskis_414x414.png</image:loc>
      <image:title>AOX PUBLISHING - People’s Partnership completes asset ownership model switch - Make it stand out</image:title>
      <image:caption>Dan Mikulskis, chief investment officer at People’s Partnership - which provides one of the UK’s largest master trusts, has recently completed a transition of its asset ownership model which involved building a team of specialists</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/978cd631xv4nf3j3byfpphehjt52p2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/ddd734d7-f711-4d0f-b008-6d259ecc9f8a/310801399.jpg</image:loc>
      <image:title>AOX PUBLISHING - Why did UK pensions stop investing in their home market? - Make it stand out</image:title>
      <image:caption>In the 1990s the UK pension funds and UK insurers accounted for just over half of all UK quoted shares but according to ONS data that has now dwindled to just 4.2 per cent. (Luke MacGregor/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/7pagmhpgapneurlds47vlmnc33rauo</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/a25006b3-9f47-4286-b196-db1bea487d48/pexels-pixabay-39624.jpg</image:loc>
      <image:title>AOX PUBLISHING - Insurers want to invest in private assets, but are they trapped? - Make it stand out</image:title>
      <image:caption>Insurers are increasingly keen to invest in private markets, but the lack of opportunities which match their risk profile requirements means their options are limited</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/9esqhafw5zgql77oevj1r7uf1pydji</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/3d165042-3c2e-419a-a5e6-754697a42564/441083399.jpg</image:loc>
      <image:title>AOX PUBLISHING - Why buyout is likely to remain an attractive option for some time - Make it stand out</image:title>
      <image:caption>The UK defined benefit buyout boom could have plenty of time left to run, according to Standard Life’s Claire Altman (Jason Alden/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/uif7bz1bz19houryhkrbc881y44trd</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/5050f7a9-e88c-4762-b36e-6f1baa974b5e/399324112.jpg</image:loc>
      <image:title>AOX PUBLISHING - Stonehage Fleming cuts back US and sticks with healthcare - Make it stand out</image:title>
      <image:caption>Spending on healthcare has been increasing around the world for some years - a trend Stonehage Fleming is hoping to capitalise on (Carsten Snejbjerg/Bloomberg)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/wwaar7yp26t4nm2a89zori7kwd0qni</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-05</lastmod>
    <image:image>
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      <image:title>AOX PUBLISHING - Can Japan’s bumper year continue? - Make it stand out</image:title>
      <image:caption>The Topix index is up 19 per cent so far this year but the return of inflation means this may not continue (Reuters/Kim Kyung-Hoon)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/most-interesting-investment-tokenisation-of-art-work-by-family-offices</loc>
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    <lastmod>2025-10-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/1761571941420-Y5TBXTSJLSFBOO4LBALA/unsplash-image-oARTWhz1ACc.jpg</image:loc>
      <image:title>AOX PUBLISHING - Most interesting investment: tokenisation of art work by family offices - Make it stand out</image:title>
      <image:caption>Family offices are using the blockchain to tokenise art works (Unsplash/Derick McKinney)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/1xvhg9rxkf13mrcarafas1aow7f6by</loc>
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    <lastmod>2025-12-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/10ae0475-0184-449d-bfdc-c4ccaf2d08c9/original.jpg</image:loc>
      <image:title>AOX PUBLISHING - Novo Holdings anticipates intensifying demand for private assets - Make it stand out</image:title>
      <image:caption>Novo Holdings, the investment company of the Novo Nordisk Foundation, expects retail investors to drive a meaningful part of private capital industry growth (Novo Nordisk)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/d2utwinxs6yp73j4zv5vlfpi6eq9ta</loc>
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    <lastmod>2025-10-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/1761562530743-U9G44YNQMTC3SFNNXTKE/unsplash-image-5lw6CLBZlCg.jpg</image:loc>
      <image:title>AOX PUBLISHING - Meet GACS, the multi-family office with an eye for Indian investments - Make it stand out</image:title>
      <image:caption>Multi-family office GACS believes it is well-positioned to meet increasing demand for investing in India (Unsplash/rupixen)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/7xcs1fngz4em10kqtbxhilyw5xpytd</loc>
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    <lastmod>2025-10-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/4c5cbf05-8aba-41a8-86fa-bf3586fec1ff/ImageTemplate_Directories.jpg</image:loc>
      <image:title>AOX PUBLISHING - Global families hold strong on public equities as private equity exits remain lacklustre - Make it stand out</image:title>
      <image:caption>Goldman Sachs’ Family Office Investment Insights report reveals that demand for public equities has risen slightly on 2023 levels</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/3eslz8wdlr0oxc3g5h8yuepqza2p46</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/11d7e318-68ca-41ba-99b9-4ca0a1943ce6/PensionsUK_Conf2025_1038.jpg</image:loc>
      <image:title>AOX PUBLISHING - Is collective defined contribution here to stay? - Make it stand out</image:title>
      <image:caption>The rules for multi-employer CDC - or collective defined contribution - are set to be finalised next month. Will it take the UK by storm?</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/0qror8b9u2icz9y40jgi0w4623z7yf</loc>
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    <priority>0.5</priority>
    <lastmod>2025-10-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/4902b17e-79cc-4605-92d6-dbb746b17157/tagreuters.com%2C2022newsml_RC2ZYW91S3RB.jpg</image:loc>
      <image:title>AOX PUBLISHING - Will Scotland remain independent of England’s pension reform agenda? - Make it stand out</image:title>
      <image:caption>So far the Scottish government has not issued a pooling mandate, but whether the UK government’s pension reform agenda fails to make it north of the border remains to be seen (Reuters/Toby Melville)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/mx9rermz54sz39zazyero7akvaubmd</loc>
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    <lastmod>2025-10-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/3f895614-751e-4084-99a9-701585847f28/4255bd07f0be40b79f6c4c4d7c74edf8.jpg</image:loc>
      <image:title>AOX PUBLISHING - Could private equity push traditional asset managers out of UK bulk annuity? - Make it stand out</image:title>
      <image:caption>Following a record year for UK defined benefit pension scheme funding in 2024, private equity managers are among the companies taking note of an expanding opportunity set in the bulk annuity market (AP/Frank Augstein)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/da5fcbzbbjenjnxsqzbcay53jcy3h5</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/00d32e37-aef6-4fa9-8c1f-84f2d4517614/PensionsUK_Conf2025_1371.jpg</image:loc>
      <image:title>AOX PUBLISHING - Investment consultants to face questions about conflicts of interests - Make it stand out</image:title>
      <image:caption>British pensions minister Torsten Bell is worried about conflicts of interest in the professional trustee and investment consultants markets (Pensions UK)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/huoiomhgge76lqwfe5cn9tg4omzcjq</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/a0793bf7-e8fd-40c1-9f3c-497a2cf9fced/PensionsUK_Conf2025_1800.jpg</image:loc>
      <image:title>AOX PUBLISHING - Is pension transparency in tension with increased private assets?​ - Make it stand out</image:title>
      <image:caption>Rachel Elwell, chief executive of Border to Coast, raises the prospect that the long-awaited pension dashboard project in the UK might encourage savers to question how much exposure they have to private assets (Pensions UK)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/tmbu6ah8rt8njmdqq9c15po5c1bs9f</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/d5f52607-e324-45d3-8d61-4c1cac7994e5/PensionsUK_Conf2025_1371.jpg</image:loc>
      <image:title>AOX PUBLISHING - Pension minister explains how sector can avoid mandation - Make it stand out</image:title>
      <image:caption>Pensions minister Torsten Bell said he does not expect to have to use powers given to him by the pension schemes bill to force funds to invest in UK assets (Pensions UK)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/ynbd6165dm0syqfbxzucekgsulrs9u</loc>
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    <lastmod>2025-10-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/36f26d56-2869-4870-abca-686aa5724062/PensionsUK_Conf2025_1412.jpg</image:loc>
      <image:title>AOX PUBLISHING - How big will England's local government pension schemes get?​ - Make it stand out</image:title>
      <image:caption>The number of local government pension scheme pools in England and Wales could go as low as four, with assets up to £200bn, according to Richard Law-Deeks (far right) who is chief executive of the LGPS Central pool (Pensions UK)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/z1ni3bospwfgeyfau2gkhmrmdyol6v</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2025-10-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/aebb967f-7475-4cd3-b032-bd082aac525a/PensionsUK_Conf2025_1038.jpg</image:loc>
      <image:title>AOX PUBLISHING - Timelines are tight on the pension schemes bill - Make it stand out</image:title>
      <image:caption>The pensions industry gathered in Manchester this week for the Pensions UK conference (Pensions UK)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/r0o9zviq05l94ufllz45kc0qzkzuea</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/05fe9c1d-3c93-4992-ab1b-72982930df7c/AP_17361566157070.jpg</image:loc>
      <image:title>AOX PUBLISHING - Morningstar drops long-held aversion to alternatives - Make it stand out</image:title>
      <image:caption>After a two year-long period of research, Morningstar has opted to include alternatives in its portfolios for the first time after previously only relying on equities and bonds (AP Photo/M Spencer Green)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/1vp88dcya7zyd7ey0dyh3wi7xhi4gs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/5dc53609-b0cc-4300-9ca1-4313249f2827/dGFnOnJldXRlcnMuY29tLDIwMjU6bmV3c21sX1JDMkg1RkE2MzBUSTo4MTIzODEzOT</image:loc>
      <image:title>AOX PUBLISHING - Bumper corporate bond allocations drive net inflows - Make it stand out</image:title>
      <image:caption>Three large European investors drove higher net inflows into corporate bonds and credit in the second quarter of this year, even as compressed spreads dampened UK pension scheme appetite for investment-grade credit (Reuters/Yann Tessier/File photo)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/3nv02sn8dmqwhuczms7c7owtkz1l2r</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/e0790816-b426-4611-9c12-5f90ceadb379/dGFnOnJldXRlcnMuY29tLDIwMjI6bmV3c21sX1JDMktUVjk4UFFVS</image:loc>
      <image:title>AOX PUBLISHING - Regulators are loosening the rules on crypto. Are asset owners interested? - Make it stand out</image:title>
      <image:caption>Moves in the US are afoot to make it easier for pensions to invest in crypto - with Harvard’s endowment a prominent asset owner to do so. But is a similar trend in play on this side of the Atlantic? (Reuters/Dado Ruvic)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/fyubfjyvm3hjgjsvh25w2d3wzkco5b</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/4d7e96bb-4208-4f0c-8ba6-c7b5a4422da7/pexels-lilartsy-1925535.jpg</image:loc>
      <image:title>AOX PUBLISHING - Global comparison of pension investment rules holds warning for Rachel Reeves - Make it stand out</image:title>
      <image:caption>About 77 per cent of the 52 countries studied by Mercer impose some sort of restriction on how pension schemes can invest</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/x7gjdg6bxmize0ag854bl48hwzndqe</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/7ce445d9-ee43-473c-84ca-f1b1a61be222/pexels-connor-danylenko-534256-2932024.jpg</image:loc>
      <image:title>AOX PUBLISHING - How worried should asset owners be about a private credit bubble? - Make it stand out</image:title>
      <image:caption>Allocations to private credit have increased, along with the number of managers entering the market, but the Bank of England has warned about the risks this asset class poses.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/neynic0i1lb0x4fg28pjenl4fk1x3a</loc>
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    <priority>0.5</priority>
    <lastmod>2025-10-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/22b39c56-440f-4ba1-92ff-c60fe589557d/425136622.jpg</image:loc>
      <image:title>AOX PUBLISHING - Consultants are wary of equities as markets continue to push ever upwards - Make it stand out</image:title>
      <image:caption>Nvidia’s share price growth, as part of the artificial intelligence boom, has powered the strong performance of US markets in recent years (An Rong Xu/Bloomberg)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/75820307-c4c4-4701-a81d-de5270b51a93/the-msci-world-index-has-shrugged-off-donald-trump-s--liberation-day--announcement-and-keeps-on-climbing-700x500-webmed.png</image:loc>
      <image:title>AOX PUBLISHING - Consultants are wary of equities as markets continue to push ever upwards - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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    <loc>https://www.help.mandatewire.com/aox-blog/c6636pdjqz1qs7lp0z7gv3ppevn3rk</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2025-10-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/9f3bf3a3-bbd1-4a6f-b15f-c86fa3652eb6/pexels-paula-schmidt-353488-963486.jpg</image:loc>
      <image:title>AOX PUBLISHING - Isle of Wight pension committee not happy at ‘game of musical chairs’ - Make it stand out</image:title>
      <image:caption>The chair of the Isle of Wight Pension Fund has described the process of having to find a new home, after the closure of the Access pension scheme pool, as a game of musical chairs in the dark</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/65h7tpbon8t84rmndmbcnoxlcdki7z</loc>
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    <lastmod>2025-10-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/d4d1d592-00d1-4e86-b847-54f98dac1d9f/441083578.jpg</image:loc>
      <image:title>AOX PUBLISHING - Demand for hedge funds rises as asset owners battle volatility - Make it stand out</image:title>
      <image:caption>Inflows among European asset owners have turned positive for the first time since 2022 with a net of more than $500mn poured into these strategies (Jason Alden/Bloomberg)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/4w8ciai2kk726kzfjst80vlu8wajqe</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/66a49150-60ec-4377-ae30-54fad02c2a48/250235998.jpg</image:loc>
      <image:title>AOX PUBLISHING - Charities are putting investment portfolios to harder work - Make it stand out</image:title>
      <image:caption>Like everyone else, charities are facing escalating costs and turbulent global markets. So to meet their philanthropic goals, they are increasingly investing to achieve them rather than just to grow their assets (Simon Dawson/Bloomberg)</image:caption>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/m717h43ml2akycrg89vmnm39hdjllr</loc>
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    <lastmod>2025-09-30</lastmod>
    <image:image>
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      <image:title>AOX PUBLISHING - Why is the LGPS still such a fan of ESG? - Make it stand out</image:title>
      <image:caption>Enthusiasm for ESG investing peaked in the years after the pandemic, but many investors have been pulling their money out of these funds since (Sebastien Nogier/EPA-EFE/Shutterstock)</image:caption>
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    <lastmod>2025-09-30</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/9dcbafed-d281-43e7-88a9-3f4e427b05af/422762914.jpg</image:loc>
      <image:title>AOX PUBLISHING - Demand for equities rebounds among asset owners - Make it stand out</image:title>
      <image:caption>Equities accounted for more than a third of all expressions of interest and investments (Michael Nagle/Bloomberg)</image:caption>
    </image:image>
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  <url>
    <loc>https://www.help.mandatewire.com/aox-blog/puekvxfsk5un44bwfpozt2hr3zqtvy</loc>
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    <lastmod>2025-09-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60b8ef347ac4594bfbc136f0/8f536d5a-f779-417d-a6c3-7c0b058cb107/201927055.jpg</image:loc>
      <image:title>AOX PUBLISHING - Merger between Lothian and Falkirk schemes on hold…again - Make it stand out</image:title>
      <image:caption>Scotland doesn’t always like to follow where England goes, but when it comes to pension reform it might do so (Simon Dawson/Bloomberg)</image:caption>
    </image:image>
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    <loc>https://www.help.mandatewire.com/aox-blog/my6dsuais5e8vfeu4hyp4vz6aobvsb</loc>
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    <lastmod>2025-09-23</lastmod>
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    <loc>https://www.help.mandatewire.com/aox-blog/daf5lrmc693vs7cq5zdxwsxw17t396</loc>
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    <lastmod>2025-09-24</lastmod>
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    <lastmod>2025-09-23</lastmod>
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    <lastmod>2025-09-23</lastmod>
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    <loc>https://www.help.mandatewire.com/aox-blog/ehnanvt1n82pv6t127d3l1sgxs7thk</loc>
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    <lastmod>2025-09-23</lastmod>
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    <lastmod>2025-09-23</lastmod>
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    <lastmod>2025-09-23</lastmod>
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    <loc>https://www.help.mandatewire.com/aox-blog/place-based-impact-investments-gain-traction-among-lgps</loc>
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    <lastmod>2025-09-23</lastmod>
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